AFFORDABLE LIVING: The seller will carry a second mortgage at 5% for qualified buyers. (IE) If you’re approved for a $550,000 mortgage (about $3,000/month), the seller can cover the gap—for example, a $70,000 second mortgage at roughly $300–$400/month. Your total payment would be about $3,400/month, and with rental income from a fully furnished suite of $1,600–$2,000/month, your net cost drops to around $1,400–$1,800/month—potentially cheaper than renting while building equity. Quick possession available for this charming 2-storey home in a unique downtown location near the hospital and overlooking the Farmer’s Market. Main floor offers a 1-bedroom layout with an updated kitchen, heated tile floors, a skylight, and original wood finishes. Upstairs features a separate 1-bedroom suite with private entrance and great views. The lower level includes an extra bedroom, 3-piece bath, and private entry—ideal for guests or more potential rental income. Upgrades include a high-efficiency furnace, newer roof, new hot water tank, and dual heat pumps for independent climate control. Enjoy two decks with river, mountain, and city views, plus dedicated parking and permits from COK. Walking distance to shops, dining, and amenities. (id:44056)

Property Details

Full Address:
173 St. Paul Street, Kamloops, British Columbia
Price:
$ 629,900
MLS Number:
10372583
List Date:
January 12th, 2026
Neighbourhood:
South Kamloops
Lot Size:
0.07 ac
Year Built:
1912
Taxes:
$ 3,212

Interior Features

Bedrooms:
2
Bathrooms:
2
Air Conditioning:
See Remarks
Heating:
Forced air
Basement:
Full

Building Features

Storeys:
2
Sewer:
Municipal sewage system
Water:
Municipal water
Ownership Type:
Freehold
Taxes:
$ 3,212

Floors

Finished Area:
2125 sq.ft.

Land

Lot Size:
0.07 ac

Neighbourhood Features

Ratings

Commercial Info

Neighbourhood Details

Location

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Listing Agent(s)

Listing: Frank Almond
Royal LePage Kamloops Realty (Seymour St)

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